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Psychological Professions
Our Professional Liability Insurance is designed specifically for those who work in the Psychological Professions. This generally means those who specialise in working with people.
The professions we insure include:
- Psychologists
- Counsellors
- Counselling Charities
- Psychotherapists
- Hypnotherapists
- Life, Business and Executive Coaches and Mentors
- Human Resource Consultants
- Training & Development Consultants
- Stress Management Professionals
- Education Consultants (including School Inspectors)
- Business Consultants
- Complementary Therapists
- Professional Associations and Membership Bodies
If your profession is not listed here, just get in touch. It's likely that we will be able to help you find the cover you need.
Cover is available for those in private practice, employees, trainees, academics or limited companies and partnerships.
Our policy provides cover for any civil claim and a market leading £10 million indemnity limit for physical injury and property damage claims; a limit that really provides peace of mind. For other types of claims, we offer a choice of limits (£1.5m, £3m, or £5m) with legal costs and expenses paid in addition to the limit.
What does it cost?
A policy this good must be expensive, right? Wrong.
With Oxygen, more of what you pay goes towards a better insurance product because we recognise that building a proposition with fair and reasonable pricing results in a more sustainable business.
Our policy covers any civil liability arising from your professional activities and so it is effectively a seamless combination of Public & Product Liability Insurance and Professional Indemnity (or Malpractice Insurance).
The links from this page provide further details for each profession. If your profession is not specifically mentioned, contact us for information.
Why Oxygen
Firstly, because we are specialists in this field; we specialise in insuring the psychological professions. Our team is headed by Steve Johnson who has been working in this field since 1988. His experience, contacts and knowledge of the profession is truly outstanding and unrivalled in the insurance market.
Secondly, because we understand the importance of providing a personal, attentive service that delivers results. We don't operate a call centre.
Thirdly, because we are offering a top class product with generous indemnity limits and no excess, underwritten by one of the UK's leading insurers, Chartis.